Multi-ethnic group of entrepreneurs discussing business

Cooling a Heated Moment

Disagreements are a natural result when people with differing expertise and points of view come together to solve problems. When the stakes are high, tempers may flare, leading to a heated or difficult moment.  While it is impossible to predict what may trigger a tense moment, some situations that may make it more likely include: …

Hands signing will

Estate Planning

When an illness, injury, or unexpected death occurs, it may create unforeseen complications. Without a plan in place, decisions about your health, children, or financial assets may be left in the hands of a court rather than a trusted family member or friend.  The best way to avoid the legal red tape and uncertainty that…

Young mixed-race couple friends boyfriend and girlfriend students spending time together on romantic date sitting on green lawn grass in city park walking outdoors. Love and relationship

Dating on a Budget

Dating can be fun, but it is often expensive. Whether you are just starting out in a relationship or having “date night” with your longtime partner, keep these cost-saving tips in mind:  Plan ahead. While a spur-of-the-moment date is great, it may be easier to keep costs down by scheduling in advance. If you have…

Small box in a newspaper containing interest rates info

Money Smart Actions

Do you feel overwhelmed by financial decisions? Getting back to basics can help you maximize the power of your income. Try these tips:  Start an emergency savings account. Car repairs, medical emergencies, and last-minute necessities are all budget busters. Having an emergency savings account that is separate from your primary savings may help you weather…

Loving Biracial Family at Home

Creating Life Balance

Being pulled in too many directions may have your feeling out of balance. Here are some ways to find a middle ground: Acknowledge imbalance. Finding balance starts with admitting that something in your life is out of whack. Recognizing that you need to make a change is a first and necessary step.  Ask questions. Evaluating…

Beautiful Taiwanese sport woman with dog in the park

Maintaining Your Emotional Wellbeing

Maintaining your emotional wellbeing is a balancing act. Stress in any one area of your life — such as finances, work, family, relationships, or general uncertainty — may impact your ability to be present in other areas. If you are struggling, try these tips:  Define your purpose. Consider what motivates you to engage in daily…

Sad man sitting in the living room drinking alcohol

Alcohol or Drugs: Getting Help

Have you ever wondered if you drink too much or have a problem with drugs? Answering “yes” to one or more of these questions may indicate that you are at risk. Do you worry that you drink too often? Do you binge drink or struggle to stop drinking once you start? Do you use illegal…